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Does your mortgage lender know how to do purchase business?
Purchasing a home is a large financial move and there is a ton of details that go into the process; including everything from getting a mortgage to finding the right house in ... [Read More...]
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Should you refinance with today’s mortgage rates?
The decision to refinance can be something that requires careful consideration time and energy. If you’re thinking about refinancing here’s some things to consider… What is the number one net tangible...
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Here is a legit non-traditional income program for self-employed mortgage...
Traditionally, self-employed mortgage borrowers are more heavily scrutinized by mortgage companies because of their gyrating income. If their business stops the revenue stops and their ability to make...
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Should you go FHA or conventional for purchasing your first home?
Buying your first home should be handled with extreme care including selecting which mortgage loan program makes the most financial sense. Following is what you ought to consider when looking at both...
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Mortgage rate too good to be true? It probably is…
So, you got a mortgage rate that sounds too good to be true but now you can’t close Mortgage rates are presently near their historic lows on 30-year fixed rate mortgage with ... [Read More...]
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How your finances matter when it comes to buying a home
Buying a home is quite a financial feat. It requires careful planning due diligence and making sure that it’s the right decision for you and your family. If you’re buying a home, ... [Read More...]
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Why the purchase price should not be the single most important factor
When buying a home most would believe the number one most important thing you need to be focused on is what you pay for the house. Mom and dad who bought their ... [Read More...]
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This FHA requirement might hurt your multi unit home buying chances
One of the perks of getting an FHA mortgage is the ability to purchase a primary home using just 3.5% down. The math however will change if you’re buying a multi-family property… ... [Read More...]
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How to use rental income to qualify for a mortgage
How to use rental income to qualify for a mortgage Rental property is a great way to have additional streams of income and create a financial nest egg for you and your ... [Read More...]
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Types of loans you can get based on your credit score
Credit is one of the biggest parameters of a lender’s decision to grant you a loan approval or not. There’s a lot of misconceptions out there floating around the internet about what ... [Read More...]
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No more VA Loan Limits in January 2020!
HR 299 is a new VA Bill recently signed by the president that makes some big changes to VA financing. If you’re thinking about buying a house and you’re an eligible VA ... [Read More...]
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How your mortgage payment relates to purchase price
Buying a home means the careful planning of your finances and making sure it’s really something that you can support? One of the biggest challenges home buyers face is budgeting for a ... [Read More...]
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Should you Cash out refinance and remodel or buy another property?
Homeowners who have outgrown their houses may be considering the possibility of buying another property or just staying put and remodeling the one they already have. Here are some things to consider...
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What to expect with mortgage rates over the next few months
If you’ve been waiting to pull the trigger on a new house purchase or a refinance and you’re waiting for an interest rate you may get your wish over the course of ... [Read More...]
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Here is one surefire way of making the mortgage loan process more of a hassle
When you’re refinancing or purchasing a home. There is going to be inevitable paperwork that the mortgage company is going to require. If you plan on seeking a mortgage anytime soon, please ... [Read...
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How changing your income and job status may affect your mortgage chances
Securing mortgage loan financing requires an ample credit score enough equity and or down payment, but it also requires income. You must have documented proof of income as well as a two-year ... [Read...
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How the FHA 100 mile rule limits your ability to rent out and buy a home
FHA Loans are one of the most flexible loan programs available in the US housing market today. They are incredibly flexible only require a 3.5% down payment and offers very makes sense ... [Read More...]
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6 common mortgage loan scenarios you cannot circumnavigate
For some people getting a mortgage can be very challenging based on their financial profile. Following are some things to consider if your financial profile need some extra work and attention These ......
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How to lower your debt to income when getting a mortgage
Your debt to income ratio represents the number of monthly expenses you have in relation to your monthly income. Lenders usually want this number to be no more than 50% of your ... [Read More...]
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3 ways that will prevent you from getting a mortgage
If you want a mortgage, you need to play by the lender’s rules. There’s an old saying called the Golden Rule he who has the money makes the rules. When it comes ... [Read More...]
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